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Loan Details at a Glance
APR Range
4.5% - 15.49%
Loan Amount
$1K - $150K
Loan Terms
5 - 15 years
Min. Credit Score
650
Overview
Sallie Mae is a leading student loan provider offering competitive rates and flexible repayment options for students and parents.
Best for: Undergraduate and graduate students seeking flexible repayment terms
Pros & Cons
Pros
- Flexible repayment options
- No fees
- Rewards for good grades
- Fast approval process
Cons
- Variable rates can increase
- Cosigner often required
- Limited forbearance options
Key Features
- No origination fees
- Multi-year approval option
- Competitive interest rates
- Deferment options
- Cosigner release after 12 payments
Common Uses
Tuition
Room and board
Books and supplies
Living expenses