Loans/home/Chase Home Lending
Home Loan

Chase Home Lending

Chase

4.3
(26,700 reviews)

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Loan Details at a Glance

APR Range

6% - 8.75%

Loan Amount

$100K - $3000K

Loan Terms

10 - 30 years

Min. Credit Score

620

Overview

Chase offers comprehensive mortgage solutions with the backing of a major bank and access to in-person support nationwide.

Best for: Chase customers and those who prefer in-person service

Pros & Cons

Pros

  • Physical branch network
  • Relationship benefits
  • Strong reputation
  • Good first-time buyer programs

Cons

  • Higher credit requirements
  • More paperwork than online lenders
  • Longer processing times

Key Features

  • DreaMaker program for first-time buyers
  • Relationship discounts
  • In-person branch support
  • Wide range of loan products
  • Online and mobile tools

Common Uses

Home purchase
Refinance
Jumbo loans

Frequently Asked Questions

Ready to Apply?

Soft credit check
No impact on credit score
45-60 days

Checking rates won't affect your credit score

Loan Terms

Origination Fee:0-1%
Prepayment Penalty:None
Collateral:Property being purchased
Funding Speed:45-60 days