Renters Insurance

State Farm Renters Insurance

State Farm

4.4(14,200 reviews)
A.M. Best: A++
J.D. Power: 4.4/5

State Farm offers comprehensive renters insurance with the benefit of local agent support and good bundling options.

Pricing & Coverage

Monthly Premium Range

$10 - $45

Coverage Amount

$15k - $150k

Deductible Range

$250 - $1000

Coverage Types:

Personal property
Liability
Medical payments
Additional living expenses

Key Features

  • Local agent support
  • Bundling with auto insurance
  • Personal property replacement cost
  • Liability coverage
  • Identity restoration

Pros

  • Extensive agent network
  • Good bundling discounts
  • Comprehensive coverage options
  • Excellent customer service

Cons

  • Higher premiums than digital-first insurers
  • Must contact agent for some changes
  • Less tech-forward

Available Discounts

Multi-policy discount
Safety features discount
Claims-free discount

Additional Information

Claims Process:

File with local agent or online. In-person support available.

Customer Service:

24/7 phone support, local agents during business hours

Availability:

All 50 states

Best For

Renters who want personal service and plan to bundle with auto insurance

Compare quotes from multiple providers to find the best rate

Quick Stats

ProviderState Farm
Type
Renters Insurance
Rating4.4/5
A.M. BestA++
J.D. Power4.4/5

Disclaimer: Insurance rates and coverage vary based on individual circumstances. The information provided is for comparison purposes only. Always verify details directly with insurance providers and read policy documents carefully before making a decision. WealthNoob may receive compensation from insurance providers featured on this site.