Home Insurance

State Farm Homeowners Insurance

State Farm

4.5(31,200 reviews)
A.M. Best: A++
J.D. Power: 4.4/5

State Farm is the largest homeowners insurer in the US, offering comprehensive coverage with personalized service through local agents.

Pricing & Coverage

Monthly Premium Range

$95 - $295

Coverage Amount

$100k - $2000k

Deductible Range

$500 - $5000

Coverage Types:

Dwelling
Personal property
Liability
Medical payments
Loss of use

Key Features

  • Local agent support
  • Bundling discounts with auto
  • Inflation protection
  • Identity restoration coverage
  • Water backup coverage available

Pros

  • Excellent customer service
  • Strong financial stability
  • Good bundling options
  • Local agent support

Cons

  • Higher premiums than some competitors
  • Limited online tools
  • Claim process can be slower

Available Discounts

Multi-policy discount
Home security discount
Fire-resistant construction discount
New home discount
Claims-free discount

Additional Information

Claims Process:

Work with local agent or file online. In-person assistance available throughout claim process.

Customer Service:

24/7 phone support, local agents during business hours

Availability:

All 50 states

Best For

Homeowners who want personal service and plan to bundle policies

Compare quotes from multiple providers to find the best rate

Quick Stats

ProviderState Farm
Type
Home Insurance
Rating4.5/5
A.M. BestA++
J.D. Power4.4/5

Disclaimer: Insurance rates and coverage vary based on individual circumstances. The information provided is for comparison purposes only. Always verify details directly with insurance providers and read policy documents carefully before making a decision. WealthNoob may receive compensation from insurance providers featured on this site.